SMS Payment is a HDC Banking App feature that empowers the retailers and small store owners to go digital and manage modern customers who like to pay cashless. Safe and easy, this mode of payment available at all HDC Banking retail stores, requires only the help of a smartphone.


The retailer just has to send a link to the customer via SMS, who can make an online payment by clicking on the link. The payment can be done from anywhere as the customer does not have to be physically present at the store, nor the retailer needs a card PoS machine to accept card payments.

Retailer's Benefits

  • Zero investments — no need to install a card-swiping machine
  • Attract more customers with quick and easy online payment service
  • Accept all major debit/credit cards and NetBanking for payments
  • Zero MDR charges on accepting digital payments

Customer's Benefits


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